Alfarisy, Ammar. “Strategic Analysis of Embedded Digital Donation Mujamma Infrastructure In Indonesia’s Digital Banking And Super App Ecosystem: A Case Study Bank Nano and Mytelkomsel”. International Journal of Science and Environment (IJSE) 6, no. 1 (February 2, 2026): 179–187. Accessed February 5, 2026. https://ijsenet.com/index.php/IJSE/article/view/314.