NURSASI, E.; ISTIQOMAH, R. H.; RAHMANIA, B. . The Influence of Financial Literacy, E-Money, Consumptive Lifestyle and Financial Distress on Gen Z’s Personal Financial Management Behavior with Mental Accounting as a Moderation Variable . International Journal of Science and Environment (IJSE), [S. l.], v. 5, n. 4, p. 9–19, 2025. DOI: 10.51601/ijse.v5i4.236. Disponível em: https://ijsenet.com/index.php/IJSE/article/view/236. Acesso em: 10 oct. 2025.